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Consumer Lending Funder

Company: Analysts
Location: Merced
Posted on: January 6, 2022

Job Description:

Consumer Lending Funder :
Our Client is looking to fill the position of Consumer Loan Funder I. Responsibilities will include the processing and disbursement of all consumer loan products from various channels to achieve credit union goals. This person will work with the Consumer Underwriters, branches and Member Contact Center representatives. The successful candidate must display a high level of integrity, communication, initiative, and problem resolution skills. This person must have strong time management, and organization skills to manage a large pipeline of loans.

Job Duties:
Manage pending consumer loan applications for financing with quick follow up to members
Analyze income verification, read tax returns and understand proof of residence
Verify and update applicant(s), collateral, rate and loan term information on Loan Operating System-Lending360 (L360) prior to booking loans
Display professional customer service phone management when following up with branches or members
Consistently adhere to department level standards for funding consumer loans by end of business day
Identify irregularities and fraud, address conflicts with member/third parties (dealerships) and advice manager and Internal Audit of suspicious findings
Provide thorough information for consumer underwriters on loan applications needing additional review
Responding promptly and professionally to branch/department inquiries
Stay current on internal and industry changes that affect tasks related to the funding of consumer loan requests, comprehending all loan policies, and following all loan procedures
Complete various tasks as needed including but not limited to processing of Adverse Action letters, Disbursement Letters, Negotiable controls and audits
Ensuring applicable checklists documents are in order and uploaded to Lending360 at time of funding
Perform other duties as assigned
Achieve and maintain department goals related to quality and production
Display sense of urgency while ensuring proper steps have been taken to maintain data integrity
Must have HS Diploma/GED
Two year minimum of consumer lending experience, loan funding preferred
Possession of strong customer service and Debt protection, GAP and Mechanical Breakdown Protection sale skills
Outstanding oral and written communication skills
Well organized, team-player, self-motivated and flexible with working hours based on volume
Ability to multi-task and detail oriented
Demonstrated ability and desire to thrive in a challenging fast paced work environment
Demonstrated ability to adhere to clients Core values including service passion, integrity, teamwork, resourcefulness, engagement, and empowerment
Ability to mathematically compute rate, ratio and percentages
Ability to understand and define obstacles, collect data, establish facts and draw valid conclusions
Take responsibility for work assignments
Demonstrate ability to take constructive feedback as a tool to make improvements
Maintain positive engagement to complete required and ongoing training for compliance and personal development

Keywords: Analysts, Merced , Consumer Lending Funder, Other , Merced, California

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